I want to start food deliveries – do I need a license, or special car insurance?

To deliver prepared food / meals to customers, you need to be registered as a food business, via your local authority. If you run an existing food business and want to start delivering food orders, you need to consider any new or different risks posed by this change. You will need to work through your Food Safety Management System* to make sure any food you sell in this way remains safe to eat.

Planning rules were relaxed on 17 March 2020 to allow pubs and restaurants to operate for 12 months as hot food and drinks takeaways during the coronavirus outbreak. However, businesses that do this must tell their local authority when the new use begins and ends.

The Association of British insurers have confirmed that if you are using your personal vehicle to deliver groceries or other essential goods to people, as long as you are not including a delivery charge, you do not need to update your insurance cover.  If you are charging for deliveries, you should contact your insurance provider/ broker to check if they can extend your vehicle insurance to cover home delivery.

*Your Food Safety Management System, sometimes referred to as HACCP, is the system you create that considers the safety risk of every element of your food operation and puts measures in place to eliminate or minimise those risks. See TSFG’s Level 2 HACCP course for more details.